Personal CFO Services — NYC
What a Personal CFO Handles
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Cash Flow Architecture — We map every income source, account, and obligation so you always know where you stand. Not a net-worth snapshot once a year — a real-time picture you can act on.
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Tax Calendar Management — Federal and NY State estimated payments, extension deadlines, K-1 tracking, and quarterly check-ins built around your actual income, not last year’s safe harbor number.
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Advisor Coordination — Your wealth manager, estate attorney, and insurance broker all have pieces of the puzzle. We sit in the middle and make sure they’re working from the same information.
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Entity & Compensation Structuring — S-corp salary calibration, rental property LLCs, retirement plan contributions — all timed and sized to minimize your combined federal, state, and city tax burden.
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Financial Reporting — Monthly or quarterly reporting that gives you actual clarity on spending, savings rate, and progress toward whatever you’re building toward.
Why High Earners in NYC Need This
New York City’s tax structure is punishing at higher income levels. Between federal, state, and city taxes, top earners can face effective marginal rates above 50%. The difference between someone who plans proactively and someone who just files a return can be six figures annually.
A personal CFO doesn’t replace your accountant at tax time. It means having someone in your corner year-round who knows the full picture — your equity compensation, your rental properties, your spouse’s business, the trust your parents set up — and makes sure every decision accounts for the tax impact before you sign anything.
We work with physicians, attorneys, tech executives, and business owners across Manhattan, Brooklyn, and the outer boroughs who have outgrown the once-a-year tax prep model.
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Sources & References
Ready to Get Started?
Let’s talk about what a personal CFO relationship looks like for your situation.